Start Your Credit Repair Journey with FIXIT FINANCIAL Ready to Get Started? This page is designed for clients who are prepared to take the next step toward improving their credit profile through a structured, compliant, and professional process. At FixIt Financial, onboarding is intentional, transparent, and designed to ensure accuracy, quality analysis, and long-term success. Free Consultation & Credit Analysis Your journey begins with a free consultation, where we review your current credit situation and discuss your goals. During this stage, we perform an initial credit analysis to identify potential inaccuracies, inconsistencies, or areas of concern impacting your credit profile. To provide a thorough and accurate consultation, an active credit monitoring service is required. Credit monitoring is a separate service and cost, and it is essential for accessing up-to-date credit reports, tracking changes, and ensuring a high-quality analysis. Monitoring is required during onboarding, throughout the credit repair process, and after services are completed to support accuracy and long-term awareness. Plan Selection & Credit Repair Pathway Based on the number, type, and impact of negative items identified during the consultation, a recommended service package will be assigned. Package placement ensures that your credit repair pathway aligns with the complexity of your credit profile and the level of support required. Your assigned plan will be reviewed with you in detail, so you understand the scope of service, expectations, and next steps before moving forward. Checkout & Secure Enrollment Once your plan is selected, you will proceed to secure checkout. At this stage, you will: - Confirm your selected service package - Enroll in the required credit monitoring service - Complete payment for onboarding and services All transactions are handled securely and transparently. Client Agreement & Required Disclosures After checkout, you will be guided through the completion of all required client agreements and disclosures, including documentation mandated by applicable consumer protection laws. These agreements outline your rights, responsibilities, cancellation options, and service terms, ensuring full transparency before work begins. - Electronic consent and acknowledgment are required prior to onboarding. Onboarding & Document Submission To begin the dispute and advocacy process, specific documentation is required to verify identity and support lawful correspondence. During onboarding, you will be asked to provide: - Government-issued photo ID (Driver’s License or equivalent) - Proof of current address (utility bill, bank statement, or similar) - Additional documentation if needed to support accuracy and verification All documents are handled securely and used solely for compliance and dispute support purposes. Active Credit Repair Process Once onboarding is complete and documentation is verified, your credit repair process begins. FixIt Financial will assist in addressing inaccurate, incomplete, or unverifiable information in accordance with applicable laws and procedures. This process is not instant and requires time, consistency, and cooperation. Credit repair outcomes vary by individual profile, creditor response, and reporting practices. Client Engagement & Ongoing Communication Successful credit repair requires active client participation. Clients are expected to: - Review and respond to communications from FixIt Financial - Monitor mail and electronic correspondence - Notify the support team of changes, creditor responses, or new activity - Maintain required credit monitoring services Your engagement helps ensure procedures remain accurate, timely, and aligned with your case status. A Process Built for Clarity & Long-Term Progress Credit repair is a structured journey, not a one-time action. FixIt Financial is committed to guiding you through each step with professionalism, compliance, and care. By enrolling, you acknowledge that credit improvement is a process that requires time, documentation, communication, and collaboration. Ready to Begin? If you are ready to move forward, start with your free consultation and take the first step toward a clearer, more informed financial future with FixIt Financial.